Underwrite a car somebody has already looked at
A finance application that arrives from UKKI comes with things a used-car application usually lacks: a registry-sourced spec sheet, a vetted condition report, a clean title check and a KYC-complete borrower.
What arrives with an application
The car’s Parivahan record, the 200+ point inspection with its grade, the title check results including hypothecation status, and the agreed sale price — which is a real transaction price between two parties, not an asking price.
The borrower has completed Aadhaar, PAN and bank verification before a deal can exist at all.
Where you sit in the flow
Finance is offered as a service on a deal once a price is agreed. The buyer chooses it, the application is routed to you, and your decision and terms come back into the deal. UKKI does not quote rates on your behalf and does not present an approval you have not given.